Who is eligible for USAA membership?Membership is available to current and former military and their spouses, widows and children, as well as service academy students and advanced or scholarship ROTC students. Un-remarried former spouses of members are also eligible. What’s the best way to view all member services?To get the most out of your USAA experience, check out the different links under its Advice tab.What can USAA membership save me money on? Members enjoy substantial discounts on gifts, travel, shipping and other services. Visit the site through savings.com for additional savings on products and services. What does the mobile app offer?The USAA app allows you to send money, pay bills, get proof of insurance and, for qualified members, deposit checks. How about banking?USAA offers free checking accounts to eligible members. It also guarantees early deposit of active-duty military pay – usually, one business day prior.